While is a law in many states that every driver on the road have auto insurance, there are people who don’t and, in some cases, they only have the state required minimum amount. In either situation, it makes it harder for those who have sufficient insurance to recover from the loss of their vehicle, missed time at work and the stress of fighting the situation.

Dealing with any type of car crash is stressful. It compounds the situation when you discover the other driver’s insurance wasn’t sufficient enough to compensate you for your losses. It is even worse to discover they had no insurance at all. A complicated situation is often made worse by the aloof response of many insurance companies. There are many questions that need to be answered.

Who is responsible for the medical expenses you incurred? What about the damage to your vehicle? Can it be repaired or is totaled? Ronald B. Laba is a San Diego car accident attorney who can help you get answers. If you have been involved in a car crash, call 844-439-8969 today and let him review your insurance policy. He can advise you of the options you have available and help you get compensation for your damages. Get your free consultation and speed up the recovery process.

Many people believe that just because they have uninsured/underinsured driver coverage in their coverage, they believe the process will go off without a hitch. That is not always the case. The fact is, if you have a complicated claim, your insurance company may fight you just as diligently as the other driver’s insurance.

After a car crash, you only have a limited amount of time to file a claim. As soon as you call a tow truck and notify your insurance agent, you will want to call your attorney to make sure they are aware of the situation. An insurance company is supposed to be on your side. They are required to act in good faith when you file a claim. If they do not agree on a settlement figure or deny your claim unjustly, you may have the right to file a legal claim against them in court. Insurance companies are in business to protect their profits, not always to make sure your needs are met.

Uninsured/underinsured motorist claims can be extremely complicated. This is why it is essential to contact a San Diego attorney that has experience with these types of claims. Contact the Law Offices of Ronald B. Laba as soon as possible after the accident. He can help you sort through the mess and determine your best options.

Any auto accident can leave you feeling scared and frustrated. Dealing with an insurance company, especially if an uninsured or underinsured motorist is involved, can leave you feeling intimidated and confused about which way to turn. Some people feel uncomfortable asking for the help they need. Others feel as if they can handle the situation by themselves. Even if you don’t believe an attorney is necessary, get a second opinion. When you are dealing with someone who has insufficient insurance, or no insurance at all, you need to act fast. Call the Law Offices of Ronald B. Laba today to find out what your options are. The consultation is free and you are under no obligation to move forward with a claim. Once you meet with our attorneys, you will be able to make a knowledgeable and informed decision.

With our office’s free, one hour consultation, we can answer questions and put your mind at ease. Contact us today at 844-439-8969. When you can’t make it to our San Diego or Vista offices, we will come to you. We are here to help you make it through a difficult situation.